We may obtain information such as your name, address, account number, balance due, telephone numbers, social security number, information about your relatives and their telephone numbers, your place of employment, date of birth, from our clients who place your accounts with us for management.
Objectives – Christian Crayton & Associates LLC has created this security and privacy statement to document and communicate its commitment to doing business with the highest ethical standards and appropriate internal controls.
This Internet Privacy Policy describes the privacy policies applicable to Christian Crayton & Associates Internet website:
https://www.christiancraytonassociates.com/
Explicit Information Gathering – You can examine our entire web site without providing any information whatsoever. However, our web site’s email information request function requires users to give us contact information. This information is used to provide information to those who inquire about our products and services and to handle related business matters. This information is also used to get in touch with customers when necessary. The information gathered through this web site may be used to notify you about unsolicited products and services.
Cookies – We sometimes use an Internet device called a cookie to store login or other information on your computer. A cookie is a small amount of information that a web site transfers to your computer’s hard drive. We use cookies to simplify your access and to tailor our services to your needs and interests. For some services, we offer users the choice of having an ID or password stored in a cookie so that you do not need to re-enter it when you return to the site. No other site can read a cookie set by Christian Crayton & Associates, and we cannot read a cookie that another web site wrote to your computer. Most Internet browsers are set to accept cookies. Users can reset browsers to refuse cookies and still use our web site, although access may be slower and less convenient.
Covert Information Gathering – Our site does not covertly capture information regarding the specific activities of any user. Our site does, however, produce reports that permit us to view your activity on our site in anonymous or aggregated form. We may use cookies or other active content mechanisms to capture or maintain information about users without their prior consent. The only personal information that we capture has been specifically submitted to us through the email information request function. We do not store any persistent information on your computer.
Information Usage – When you disclose personal information to us, it may be used or disclosed in accordance with Christian Crayton & Associates normal course of business. The only exception involves disclosure to the government according to normal business practice, for instance for the collection of taxes, and according to the orders of a court, for example responding to a subpoena or search warrant.
Consent – If you provide us with a telephone number and/or e-mail address, you are consenting to receive autodialed, prerecorded/artificial voice message calls and text messages at that number, or e-mail messages at that e-mail address, from us or from third parties that work for us, even if the number you provide is for a wireless telephone and/or using that number results in charges to you.
It is important that the information we have about you is correct. If you have reason to think it is not then contact us at 800 Battery Ave Suite 100
For more information regarding this Privacy Policy, contact:
Christian Crayton & Associates LLC
services@christiancraytonassociates.com
Calls may be monitored or recorded.
Effective Date:
January 15, 2025
In order to proceed, you may provide certain information when making a payment, which may include information by which you may be personally identified (“Bank Account and/or Card Information”). We will not share with unaffiliated third parties any Bank Account and/or Card Information that you provide when making a payment.
How your information will be used
Your personally identified (“Bank Account and/or Card Information”) information along with the address attached to this information will be used for completing your online transaction.
Disclosure or transfer required. Circumstances may arise under which we are required to disclose or transfer Bank Account and/or Card Information to third parties, including, as required by law, court order or legal process, or as it pertains to governmental or regulatory requests. Under no other circumstance shall this information be shared with a third party to this transaction.
Security. We have appropriate security measures in place to protect the personally identifiable Bank Account and/or Card Information we maintain about you from unauthorized access, use, and disclosure. All Data Transmissions make use of required security and encryption methods as specified by PCI guidelines. Should you have any questions or concerns about this privacy statement, please contact us at 470-805-1976. For all other inquiries, please contact Global Solution Biz LLC.
PLEASE READ THIS INFORMATION CAREFULLY. By accessing or using the Christian Crayton & Associates LLC Online Payment Service (“the Service”) you agree to be bound by all applicable Terms of Use set forth hereunder. If you do not agree to be bound by the Terms of Use please immediately exit the Service now. Additionally, you have the right to dispute your account or request verification of the receivable associated with your account pursuant to the Federal Fair Receivable Management Practices Act (FFRMPA) and certain state laws. If you dispute this receivable or any portion thereof or if you wish to request verification, then please exit the Service and contact our office as provided by globalsolutionbiz.com
By continuing to access or use the Service you hereby certify and affirm that you are authorized to make payment related to the account, your account or any portion thereof is not in dispute, you are not represented by an attorney or your attorney is aware of your payment or use of the Service, your account has not been discharged in bankruptcy nor are you a petitioner in any pending bankruptcy proceeding, and you are not an active duty member off the armed forces subject to the protections of the Servicemembers Civil Relief Act (SCRA).
You agree and acknowledge that payments made on this website are voluntary and your use of the Service is voluntary. By accessing and using the Service, you understand and agree that your submission of personal data to create and submit a payment transaction is voluntary. In no event shall partial payments made to your account via the Service constitute “settlement in full” or “payment in full.” In no event shall unscheduled payments constitute an agreement by Christian Crayton & Associates LLC. or your creditor to accept reoccurring payments or cease collection activities already in place on your account, unless a payment plan has been negotiated and agreed upon in writing by you and Christian Crayton & Associates LLC.
Christian Crayton & Associates LLC will not accept liability for a payment not reaching your account due to you entering an incorrect account number or incorrect personal details. Christian Crayton & Associates LLC will not accept liability if payment is refused or declined by your bank or credit/debit card supplier for any reason. If the bank or card supplier declines payment, Christian Crayton & Associates LLC is under no obligation to bring this fact to your attention. It is your responsibility to check with your bank/credit/debit card supplier to confirm that payment has been deducted from your account.
In no event will Christian Crayton & Associates LLC be liable for any damages whatsoever arising out of the use, inability to use, or the results of use of this site, any websites linked to this site, or the materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. This communication is from a debt collector. The debt collector is attempting to collect a debt and any information obtained will be used for that purpose.
Agreement to receive text messages
By providing your mobile number, you agree that Christian Crayton & Associates LLC may send you periodic SMS or MMS messages containing but not limited to important information, updates, deals, and specials.
Message frequency may vary.
You may unsubscribe at any time by texting the word STOP to +18885357760. You may receive a subsequent message confirming your opt-out request.
For help, contact +8666559225.
Message and data rates may apply.
United States participating carriers Include AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost, U.S. Cellular®, MetroPCS®, InterOp, Cellcom, C Spire Wireless, Cricket, Virgin Mobile, and others.
T-Mobile is not liable for delayed or undelivered messages.
You agree to notify us of any changes to your mobile number and update your account with us to reflect this change.
Data obtained from you in connection with this SMS service may include your cell phone number, your carrier’s name, and the date, time, and content of your messages, as well as other information that you provide. We may use this information to contact you and to provide the services you request from us.
By subscribing or otherwise using the service, you acknowledge and agree that we will have the right to change and/or terminate the service at any time, with or without cause and/or advance notice.
If you have any questions please contact Christian Crayton & Associates LLC at +4708051976
Will I be charged for the text messages I receive?
Though Christian Crayton & Associates LLC will never charge you for the text messages you receive, depending on your phone plan, you may see some charges from your mobile provider. Please reach out to your wireless provider if you have questions about your text or data plan.
SMS Terms and Conditions
Christian Crayton & Associates LLC SMS Terms and Conditions
Effective Date: 10/2024
1. Introduction
By opting into the SMS program provided by Christian Crayton & Associates LLC you agree to receive recurring text messages to the phone number you provided. These messages may include promotional offers, updates, and alerts related to our products and services. By participating, you agree to these Terms and Conditions, which comply with the Telephone Consumer Protection Act (TCPA) and the FCC’s 2024 guidelines.
2. Opt-In Consent
In accordance with the 2024 TCPA guidelines, your participation in our SMS service requires explicit one-to-one consent. This means that by opting in, you consent to receive account notifications and customer care messages from Christian Crayton & Associates LLC, only. Consent cannot be shared with other companies or third-party entities without your direct approval. SMS opt-in or phone numbers for the purpose of SMS are not being shared with any third party and affiliate company for marketing purposes.
To join our SMS program, you may opt in through:
Web Form: By checking a clearly labeled box during the opt-in process.
Text-to-Join: By texting the specified keyword.
Verbal or In-Person Consent: In certain cases, if allowed, your verbal consent can be captured and documented.
By opting in, you acknowledge that your consent to receive SMS messages is not a condition of any purchase. You may receive promotional or informational messages as specified at the time of opt-in.
3. Message Frequency
The number of messages you receive will vary based on your interaction with our services, but you can expect no more than 50 messages per month. Message and data rates may apply depending on your mobile carrier and plan.
4. Opt-Out Process
You can opt out of receiving SMS messages from Christian Crayton & Associates LLC, at any time by replying with the word “STOP” to any text message you receive from us. Once you opt out, you will not receive any further messages unless you choose to opt back in. For assistance, you can reply “HELP” for further instructions or contact our support team directly at services@christiancraytonassociates.com or 470-805-1976.
5. Terms of Consent
By opting into this SMS program, you agree to receive SMS messages from Christian Crayton & Associates LLC, in compliance with the TCPA and the FCC’s 2024 guidelines. All messages will be logically and topically related to your interaction with our services and products.
Your consent is specific to Christian Crayton & Associates LLC, and it does not extend to third-party businesses or affiliates unless explicitly stated at the time of opt-in, as mandated by theFCC’s one-to-one consent rule introduced in 2025.
6. Privacy Policy
We take your privacy seriously. By opting into our SMS services, you agree to our Privacy Policy [Insert Link], which explains how we collect, use, and protect your personal information. Your phone number and interaction data will only be used for the purposes of delivering the SMS messages outlined in this agreement.
7. Message and Data Rates
Message and data rates may apply, depending on your mobile service provider and plan. Christian Crayton & Associates LLC, is not responsible for any fees charged by your carrier for receiving or sending messages related to our service.
8. Record-Keeping and Compliance
We maintain detailed records of when and how you provided consent to receive SMS messages. This includes storing opt-in and opt-out dates and timestamps. These records are maintained in compliance with TCPA regulations and may be used to demonstrate proof of consent if required.
9. Changes to Terms and Conditions
Christian Crayton & Associates LLC, reserves the right to modify or change these Terms and Conditions at any time. Any significant updates will be communicated via SMS or through our website. By continuing to use our SMS services after any changes, you agree to the revised Terms and Conditions.
10. Disclaimers and Liability Limitations
Christian Crayton & Associates LLC, is not responsible for delayed or undelivered messages. Delivery of SMS messages is subject to effective transmission from your mobile carrier and network provider. We cannot guarantee that SMS services will always be available in all areas.
11. Contact Information
If you have any questions or concerns regarding these Terms and Conditions or the SMS service, please contact us at:
Phone: 866-655-9225
Address: 800 Battery Avenue, Suite 100, Atlanta Georgia 30339
Links:
Terms and Conditions: https://services@christiancraytonassociates.com/terms-conditions-2/
Privacy Policy: https://christiancraytonassociates.com/terms-conditions
Key 2024 Compliance Elements:
One-to-One Consent: Reflects the 2025 FCC regulation that requires explicit consent for messages from a single seller, preventing bundled consents for multiple parties
Clear Disclosures: The template clearly outlines message frequency, data rates, opt-out mechanisms, and consent specifics as required by the TCPA
Opt-Out Mechanisms: Clear opt-out instructions are provided, with immediate processing of opt-out requests, as required under current guidelines
This updated Terms and Conditions template complies with the 2025 TCPA and FCC guidelines, ensuring that your SMS marketing practices are transparent, compliant, and user-friendly.